Manage Your Money Your Way

Simple banking with flexible support when you need it — helping you stay independent, make payments easily, and stay in control of your money.

Choose who can support you and what they can access

Easy payments with a bracelet, ring, or fingerprint-enabled card

Simple app and online banking with clear balances, alerts, and documents


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Banking Designed Around Real Life

The Touch Account helps people manage money more independently, with support available when needed. Designed for those who may find traditional banking difficult, it offers simpler and more secure ways to pay and manage finances.

Built with consideration of the Mental Capacity Act 2005 (MCA) and the United Nations Convention on the Rights of Persons with Disabilities (CRPD), it supports independence, dignity, and inclusion.

Inclusive Banking, Built Around Real Lives

Designed specifically for individuals who need varying levels of support, not retrofitted from traditional banking models. 

Personalised Control of Support Access

Customers decide exactly who can access their account and to what extent—full flexibility from light oversight to full support. 

Advanced Payment Security by Design

Combines wearable tokenisation and biometric authentication to deliver safer, more intuitive transactions without relying on PINs.

Empowering Independence, Not Replacing It

Built around supported decision-making principles, enabling users to retain control while involving trusted individuals when needed.

Seamless Visibility & Transparency 

View, manage, and securely share account activity and documents via app or online portal, improving clarity for both users and supporters. 

Simple, Fast Account Management 

Easy-to-open and straightforward to manage, reducing friction for users, families, and professionals. 

Rights-Based by Foundation

Aligned with the Mental Capacity Act 2005 and United Nations Convention on the Rights of Persons with Disabilities, ensuring dignity, autonomy, and compliance are embedded—not added on. 

Secure Document & Information Hub

Store and access key financial and personal documents safely in one place, reducing admin burden and risk. 

Simple to Open

Easy identity verification process

Open up to 3 connected accounts

Free account switching service available

Optional Open Banking connection to your existing account

FSCS protected up to £120,000

Stay Independent

Decide who can support you with our Circle of Care controls

Choose what trusted people can see and do

Change permissions whenever you want

Set spending limits and account alerts

Use balance sweep tools for added security

Keep Everything Together

Store important letters and documents securely

Access benefit letters, support plans, and statements easily

View balances, transactions, and messages in one place

Use the simple app or online portal anytime

Make Payments More Comfortable

Free payment bracelet included with your account

Tap to pay without needing your phone

Fingerprint payment card coming soon

Optional personalised payment card with no visible card numbers or PIN

Partners & Collaborations

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Banking

Money Management

The Money Carer Card

Payment Rings

Finger Print Payment Card 

Payment Bracelets

Personalised Payment Cards 

FAQs


April 2, 2026

What is the Monika Sweep System?

April 1, 2026

How can payment rings and tokenised biometric payment cards support financial inclusion?

April 1, 2026

What makes Money Carer banking unique?

April 1, 2026

Our Cool Payment Wearable Solutions

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